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IELTS Essay | Some people think that giving their children a certain amount of money every week will help them have fewer financial problems in the future

IELTS Writing Task 2

You should spend about 40 minutes on this task. Write about the following topic.

Some people think that giving their children a certain amount of money every week will help them have fewer financial problems in the future

Do you agree or disagree?

Write at least 250 words.

IELTS Sample Essay Answer

Whilst the payment of a weekly allowance to children may help them learn to control a limited amount of money, without any deeper discussion driven by parents regarding money matters such as how to budget and make use of credit wisely, the impact of simply paying pocket money to children is somewhat limited and does not guarantee that those children will not experience financial difficulties later in their adult lives.

There is much more to managing money successfully than simply receiving it and then spending it. Children who receive a weekly allowance from their parents may do so for various reasons; however, if the main reason is the that the parents see it as a way to avoid dealing with the topic of managing money in any greater depth with their children then the practice becomes less effective than if the regular payment of an allowance forms the foundation of deeper financial education where parents are proactive in teaching their children about different aspects of money management.

One of the main problems is that many parents themselves are not educated in terms of finance, and as such simply pass on misunderstood ideas, concepts and habits in relation to managing money. The number of adults in serious debt currently is headline news and those who have experienced serious financial difficulties during their lifetime bear testament to the fact that simply receiving pocket money as a child is no surefire solution to avoiding financial problems in adult life.

Similar to any life skill, managing money requires a sound foundation of fact relating to money matters and a degree of practical experience. This can be easily achieved if parents engage with their children in showing them the wider role of money management and not simply act as a source of regular payments for their children.

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