Here's an example of an essay on money , from a TOEFL writing skills test. Essay on Money TOEFL Writing Topic Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future? Use specific reasons and examples to support your opinion. Essay on Money - TOEFL Writing Sample Answer Traditionally, it is a wise man who saves for a rainy day while a fool squanders what he earns. This could be extrapolated to represent either a long-term or short-term view of life. However, nowadays most people would agree that a balance of the two is the best option. While saving money has been seen as the traditional way to provide for retirement after work and a reasonably comfortable lifestyle in the golden years of life, the employment landscape has changed considerably since this dogma was generally accepted as the smart thing to do. Many young people now will experience much greater job mobility than their parents and especiall...